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Beacon of Light Realty USA

First Time Home Buyers

Here are some tips to help you with the process of purchasing your new home:

Pre-qualifying for a loan

Being pre-qualified for a loan determines how much you can afford. It will allow you to move quickly when you find the right home particularly when you aren't the only interested buyer.

Look into Mortgage Rates and Terms

There can be monumental differences in percentages, a half a percentage point can make a large savings in what you pay over the lifetime of a loan.

Features that help or hurt the resale value of your property

Assets differ in areas, swimming pools can make the property harder to sell, and in neighborhoods having different items may impact future home value and sales. Your Realtor will point out features that help as well as hurt your resale value.

Rating Homes you Tour

You may want to make a list of likes and dislikes when touring a home, this will develop a rating system to help you decide which features are an asset to you in a home.

What is my home worth?

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